Alabama Collection Agencies
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One way to recover more from your delinquent accounts is to hire Alabama collection agencies. Alabama collection agencies can locate debtors and collect the money owed to your business, practice or facility. If used early, Alabama collection agencies can often recover a meaningful portion of your unpaid accounts.
In addition to increasing your chances of actually getting paid, using a Alabama collection agency can save you a lot time and money � two of your most valuable resources. With their custom-designed debt collection systems, computers and software, a Alabama collection agency can be more effective in recovering delinquent accounts than you can, after more than 60-90 days have passed.
Although most Alabama collection agencies can charge between 30 to 50 percent of what they recover, you still end up with more than you probably could have collected on your own. There are also Alabama collection agency services that charge a low flat fee instead of a higher percentage. Collection coverage in these: Alabaster, Albertville, Alexander, Anniston Athens, Auburn, Bessemer, Birmingham, Daphne, Decatur, Dothan, Enterprise, Florence, Gadsden, Homewood, Hoover, Huntsville, Mobile, Montgomery, Tuscaloosa and other Alabama cities.
Alabama Collection Laws
The following is a summary of the Alabama Collection Laws. The information here may not be 100% accurate and should not to be construed as legal advise. We make no warranty, express or implied concerning any information contained on this Alabama Collection Laws page, and we assume no liability for its use.
- Alabama Collection Laws Interest Rate
Legal: 6%
Judgment: 12% - Alabama Collection Laws Statute Of Limitations (Years)
Open account: 3
Written Contract: 6
Domestic Judgment: 20
Foreign Judgment: 20 - Alabama Collection Laws Bad Check Laws (NSF) (Civil Penalty)
Greater of $10 or Actual Bank Charges - Alabama Collection Laws General Garnishment Exemptions
75% of wages are exempt from garnishment - Alabama Collection Laws Collection Agency Bond & Licensing Rules
Bond: No
License: Yes
Fee:
$25 - Population under 20,000
$100 - Population over 20,000
Exemption for out-of-state collectors: Business License not required for out-of-state agency.
We hope that this information on Alabama Collection Agencies assists you in finding a Alabama collection agency and researching Alabama collection laws.
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