Iowa Collection Agencies, Iowa Collection Laws, Iowa Collection Agency

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Iowa Collection Agencies

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One way to recover more from your delinquent accounts is to hire Iowa collection agencies. Iowa collection agencies can locate debtors and collect the money owed to your business, practice or facility. If used early, Iowa collection agencies can often recover a meaningful portion of your unpaid accounts.

In addition to increasing your chances of actually getting paid, using a Iowa collection agency can save you a lot time and money � two of your most valuable resources. With their custom-designed debt collection systems, computers and software, a Iowa collection agency can be more effective in recovering delinquent accounts than you can, after more than 60-90 days have passed.

Although most Iowa collection agencies can charge between 30 to 50 percent of what they recover, you still end up with more than you probably could have collected on your own. There are also Iowa collection agency services that charge a low flat fee instead of a higher percentage. Collection coverage in these: Ames, Ankeny, Bettendorf, Burlington, Cedar Falls, Cedar Rapids, Clinton, Council Bluffs, Davenport, Des Moines, Dubuque, Fort Dodge, Iowa City, Marion, Marshalltown, Mason City, Muscatine, Ottumwa, Sioux City, Waterloo and other Iowa cities.

Iowa Collection Laws

The following is a summary of the Iowa Collection Laws. The information here may not be 100% accurate and should not to be construed as legal advise. We make no warranty, express or implied concerning any information contained on this Iowa Collection Laws page, and we assume no liability for its use.



  • Iowa Collection Laws Interest Rate

    Legal: 5%
    Judgment: 10%


  • Iowa Collection Laws Statute Of Limitations (Years)

    Open account: 5
    Written Contract: 10
    Domestic Judgment: 10-can be renewed in the 9th year
    Foreign Judgment: 10-can be renewed in the 9th year

  • Iowa Collection Laws Bad Check Laws (NSF) (Civil Penalty)

    Triple check up to $500 over check amount


  • Iowa Collection Laws General Garnishment Exemptions

    See federal law


  • Iowa Collection Laws Collection Agency Bond & Licensing Rules

    Bond: No
    License: No
    Fee: No

We hope that this information on Iowa Collection Agencies assists you in finding a Iowa collection agency and researching Iowa collection laws.

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