North Carolina Collection Agencies
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One way to recover more from your delinquent accounts is to hire North Carolina collection agencies. North Carolina collection agencies can locate debtors and collect the money owed to your business, practice or facility. If used early, North Carolina collection agencies can often recover a meaningful portion of your unpaid accounts.
In addition to increasing your chances of actually getting paid, using a North Carolina collection agency can save you a lot time and money � two of your most valuable resources. With their custom-designed debt collection systems, computers and software, a North Carolina collection agency can be more effective in recovering delinquent accounts than you can, after more than 60-90 days have passed.
Although most North Carolina collection agencies can charge between 30 to 50 percent of what they recover, you still end up with more than you probably could have collected on your own. There are also North Carolina collection agency services that charge a low flat fee instead of a higher percentage. Collection coverage in these: Asheville, Burlington, Cary, Chapel Hill, Charlotte, Concord, Durham, Fayetteville, Gastonia, Goldsboro, Greensboro, Greenville, Hickory, High Point, Jacksonville, Raleigh, Rocky Mount, Wilmington, Wilson, Winston-Salem and other North Carolina cities.
North Carolina Collection Laws
The following is a summary of the North Carolina Collection Laws. The information here may not be 100% accurate and should not to be construed as legal advise. We make no warranty, express or implied concerning any information contained on this North Carolina Collection Laws page, and we assume no liability for its use.
- North Carolina Collection Laws Interest Rate
Legal: 8%
Judgment: 8% - North Carolina Collection Laws Statute Of Limitations (Years)
Open account: 3
Sale of Goods: 4
Written Contract: 3
Domestic Judgment: 10
Foreign Judgment: 10
- North Carolina Collection Laws Bad Check Laws (NSF) (Civil Penalty)
30 day written demand lesser of $500 or 3x check amount, but not less than $100
- North Carolina Collection Laws General Garnishment Exemptions
100% of last 60 days' earnings for family support. Garnishment only by political subdivisions for taxes, ambulance fees, etc. - North Carolina Collection Laws Collection Agency Bond & Licensing Rules
Bond: $5,000 to $50,000
License: Yes
Fee: $500
Exemption for out-of-state collectors: Contact state authorities. Unofficially, licensing authorities may allow out-of-state agencies to bypass requirements if they do not solicit in state and/or work for instate clients.
We hope that this information on North Carolina Collection Agencies assists you in finding a North Carolina collection agency and researching North Carolina collection laws.
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