Oregon Collection Agencies, Oregon Collection Laws, Oregon Collection Agency

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Oregon Collection Agencies

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One way to recover more from your delinquent accounts is to hire Oregon collection agencies. Oregon collection agencies can locate debtors and collect the money owed to your business, practice or facility. If used early, Oregon collection agencies can often recover a meaningful portion of your unpaid accounts.

In addition to increasing your chances of actually getting paid, using a Oregon collection agency can save you a lot time and money � two of your most valuable resources. With their custom-designed debt collection systems, computers and software, a Oregon collection agency can be more effective in recovering delinquent accounts than you can, after more than 60-90 days have passed.

Although most Oregon collection agencies can charge between 30 to 50 percent of what they recover, you still end up with more than you probably could have collected on your own. There are also Oregon collection agency services that charge a low flat fee instead of a higher percentage. Collection coverage in these: Albany, Aloha, Beaverton, Bend, Corvallis, Eugene, Grants Pass, Gresham, Hillsboro, Keizer, Lake Oswego, McMinnville, Medford, Milwaukie, Oregon City, Portland, Salem, Springfield, Tigard, Tualatin and other Oregon cities.

Oregon Collection Laws

The following is a summary of the Oregon Collection Laws. The information here may not be 100% accurate and should not to be construed as legal advise. We make no warranty, express or implied concerning any information contained on this Oregon Collection Laws page, and we assume no liability for its use.



  • Oregon Collection Laws Interest Rate

    Statutory + Judgment: 9% simple interest per annum (Unless specified by contract)


  • Oregon Collection Laws Statute Of Limitations (Years)

    Open account: 6
    Sale of Goods: 6 (4 yrs UCC Transaction)
    Written Contract: 6
    Domestic Judgment: 10 - Renewable at 10
    Foreign Judgment: 10

  • Oregon Collection Laws Bad Check Laws (NSF) (Civil Penalty)

    Can recover reasonable attorney fees & statutory damages of three times the amount of the NSF check plus$500 if demand letter is sent to debtor 30 days before suit is filed


  • Oregon Collection Laws General Garnishment Exemptions

    75% of disposable earnings or 40 x Federal minimum hourly wage


  • Oregon Collection Laws Collection Agency Bond & Licensing Rules

    Bond: No
    License: Registration only
    Fee: Established by director
    Exemption for out-of-state collectors: Contact state authorities. Out-of-state agencies may be exempt if [1] collecting for out-of-state client; [2] the debt was incurred by an Oregonian outside the state; and [3] the state where the collection agency is headquartered has a registration program comparable to Oregon's law.

We hope that this information on Oregon Collection Agencies assists you in finding a Oregon collection agency and researching Oregon collection laws.

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